Property Guides

Buying a property is likely to be the biggest purchase you will make. Making sure you choose a property you can afford is vital - although you may be able to afford your desired property based on your current income and present interest rates, look ahead to the long-term. Are your circumstances likely to change? What if mortgage interest rates soared? more on buying a property

The attraction of "Buy to Let" to investors over recent years has been that property values have risen sharply providing excellent returns with continuing confidence in ‘bricks and mortar’ when compared with traditional forms of investment such as stocks and shares where markets have been volatile and the outlook uncertain. more on buy to lets

If you’re looking to rent a property make sure you budget for the additional outgoings such as utility bills and council tax. Once you have a budget in mind, list the priorities for your new home, taking into account the location; is it close to local amenities, schools, your workplace, family and friends? are the surrounding transport links adequate? more on renting a property

Presentation is key when letting a property, keep your colour schemes neutral and remove all clutter to appeal to the widest market possible. Consider your target market. Who do you think might rent your property? Tailor your space to appeal to the largest market without alienating other groups that might also be interested. more on letting a property

The first and most important stage is to make sure your property is fit for sale. First impressions are vitally important and although you may be accustomed to small issues around your home; either poor workmanship or every nook and cranny filled with clutter, the prospective buyer will notice these the moment they walk through the door. more on selling a property

The Home Information Pack (HIP) is required for the sale of three bedroom properties and larger. It is also intended for smaller properties as soon as sufficient energy assessors are fully qualified. The Government introduced HIPs to make buying and selling clearer and more straightforward, as well as to encourage homes to be more energy efficient. more on HIPs

The mortgage calculator will give you an idea of how much you can afford to borrow at a particular interest rate. We recommend that you contact a mortgage adviser to find out exactly how much you could borrow and exactly what you will have to pay, now and in the future. mortgage calculator