Financial Advisers
Whatever you require, the most suitable financial product is almost certainly out there, its simply a case of finding it!
Independent Financial Advisers (IFA’s) can select products from the whole of the marketplace, comparing each and choosing the most suitable product for your requirements.
When financial products are recommended, the benefits provided, flexibility, charges, service and financial strength must all be taken into account. In addition written reasons why they think the product is right for you must be provided inorder to make sure that you are fully informed.
Typical types of product an IFA can recommend:
· Investments
· Pensions
· Mortgages
· Life Assurance
All Independent Financial Advisors must be authorised and regulated by the Financial Service Authority (FSA), which obliges them to offer ‘suitable advice’ which involves having a complete understanding of your circumstances, requirements and your risk outlook before selecting a product.